Senior Commercial Lines Underwriter

Job Description

• This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Commercial Lines Underwriter based in United States. This is an excellent opportunity for an experienced commercial insurance professional to manage and grow a profitable portfolio while building lasting relationships with agency partners. In this role, you will evaluate commercial risks, make sound underwriting decisions, and contribute directly to profitable business growth across an assigned territory. You'll work in a collaborative, relationship-focused environment that values expertise, accountability, and professional development. Beyond underwriting, you'll have the opportunity to mentor colleagues, strengthen agency partnerships, and influence strategic portfolio performance. This position is ideal for someone who combines strong analytical judgment with exceptional communication and relationship management skills.
• Accountabilities: Develop, manage, and expand a profitable commercial lines portfolio by underwriting new and renewal business within assigned authority levels. Build and maintain strong relationships with agency partners while managing an assigned territory to achieve growth, retention, and profitability objectives. Analyze commercial risks, exposures, and coverage needs to determine appropriate underwriting decisions, policy modifications, and pricing strategies. Evaluate high-risk and complex accounts using advanced underwriting knowledge, rating methodologies, and sound business judgment. Apply expertise in commercial coverages, forms, endorsements, symbols, and rating practices to deliver accurate and consistent underwriting decisions. Monitor portfolio performance, identify opportunities for profitable growth, and support loss ratio objectives through effective risk selection. Mentor and support team members by sharing technical expertise, underwriting best practices, and industry knowledge. Requirements Bachelor's degree in Insurance, Finance, or a related field, or equivalent professional experience. Minimum of 5 years of commercial lines underwriting experience with demonstrated expertise managing complex commercial risks. Strong understanding of commercial underwriting principles, rating concepts, policy forms, endorsements, and industry best practices. Excellent analytical, negotiation, and decision-making skills with the ability to balance risk assessment and business growth objectives. Proven ability to build strong agency relationships while effectively managing multiple priorities and deadlines. Proficiency with underwriting systems, Microsoft Office applications, and other business software. Strong verbal and written communication skills with the ability to explain technical underwriting concepts clearly. Professional insurance designations such as CPCU, AU, or CIC are highly valued. Benefits Competitive annual salary of $80,000 – $125,000, based on experience, qualifications, and location. Performance-based bonus opportunities. Flexible work arrangements, including hybrid and remote work options where applicable. Comprehensive medical, dental, vision, life, and disability insurance. Health Savings Account (HSA) and Flexible Spending Account (FSA) options. 401(k) retirement plan with 100% company match on the first 6% of employee contributions. Generous paid time off, including vacation, holidays, volunteer time, and paid parental leave. Company-paid tuition reimbursement for approved job-related education and access to professional insurance learning resources. Employee wellness initiatives and additional wellbeing benefits.
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