Software Developer
Borrowell • Toronto, Ontario, Canada
Posted: May 8, 2026
Job Description
About Borrowell:
At Borrowell, we’re on a mission to help Canadians feel confident about their money. We empower individuals to take control of their financial futures by providing the tools and insights needed to understand, build, and use their credit effectively.
1 in 10 Canadians use Borrowell for comprehensive credit monitoring and personalized insights. Our innovative services, including Credit Builder and rent reporting, help consumers build credit so they can unlock access to a wider range of financial products at more competitive rates. Additionally, we offer personalized financial product recommendations from Canada’s most trusted providers based on each member’s credit profile and financial goals.
Our team is diverse, inclusive, and driven by a shared passion for making a meaningful difference in the lives of Canadians. We pride ourselves on fostering a culture of collaboration, humility, and innovation. If you’re looking to join a company that’s transforming the financial landscape and empowering Canadians to achieve their financial aspirations, we invite you to explore career opportunities at Borrowell. Together, we can help Canadians feel confident about money.
About the Role:
As a Software Developer on Borrowell’s Engineering team, you will design, develop, optimize, test, and maintain application code for our in-house web and mobile products. You will ensure that software meets both the technical and business requirements that guided its design.
We are currently hiring for multiple positions across our specialized engineering pods. By applying to this general posting, you will be considered for all open roles. Depending on your background, interests, and performance during our coding challenge, we will tailor your interview path toward one of the following teams:
- Frontend Platform: Focused on architecting our universal codebase and acting as a technical force multiplier for the engineering organization. You’ll work with React, React Native, and our monorepo infrastructure to build foundational core libraries that empower product teams to ship cross-platform features.
- Backend Platform: Focused on our core business systems, security, and scalability. You will work on microservices architecture, event-driven systems, and critical infrastructure projects like identity management (Auth0).
- Product Development Pods: Embedded within cross-functional teams (Product, Design, QA), you’ll work on building and maintaining products from the ground up, directly impacting the lives of over 4 million Borrowell members.
- Technical Versatility: Working experience building scalable web applications on the cloud, preferably within a microservices architecture.
- Core Stack: Knowledge of modern JavaScript front-end frameworks (we primarily use React, React Native, and TypeScript) OR a strong foundation in backend development (our backend is .NET 10 on Azure).
- Database Proficiency: Demonstrated proficiency with SQL and NoSQL databases.
- Growth Mindset: A large chunk of your time will be spent experimenting and building new products from scratch rather than just maintaining old code.
Nice to Have:
- Knowledge of Microsoft Azure.
- Experience with Next.js or headless CMS platforms (e.g., Contentful).
- Turborepo knowledge.
- Experience in fast-paced Fintech or startup environments.
Our Engineering Team Values
- We work well as a team and collaborate always!
- We are humble and open to each others' ideas and opinions
- We are not afraid of making mistakes and we are always learning
- We are persistent about solving problems we are facing
- Change is good and welcomed
- We are always willing to take on new challenges
- We are not afraid to say, "I don't know," or, "I need help"
- We take ownership over our platform and the work that we deliver
- We communicate clearly to ensure we collaborate well
- We find the simplest solutions possible for the hardest problems
The Interview Process
We believe in fast, lean, and efficient processes and that trickles into every aspect of our work, including hiring. That means we don't think you need to jump through 8 hoops to land the role. Interviewing for this role is typically done in 4 steps:
- A phone call with a recruiter
- A technical coding challenge and discussion that is grounded in being practical, realistic, and open book - we're trying to understand your skills holistically, not trying to see how much you can memorize algorithms
- A systems design conversation that dives deeper into your experience building scalable systems
- A conversation with a senior leader
That's it! After each step, we will follow up within the week.
Additional Content
About Borrowell:
At Borrowell, we’re on a mission to help Canadians feel confident about their money. We empower individuals to take control of their financial futures by providing the tools and insights needed to understand, build, and use their credit effectively.
1 in 10 Canadians use Borrowell for comprehensive credit monitoring and personalized insights. Our innovative services, including Credit Builder and rent reporting, help consumers build credit so they can unlock access to a wider range of financial products at more competitive rates. Additionally, we offer personalized financial product recommendations from Canada’s most trusted providers based on each member’s credit profile and financial goals.
Our team is diverse, inclusive, and driven by a shared passion for making a meaningful difference in the lives of Canadians. We pride ourselves on fostering a culture of collaboration, humility, and innovation. If you’re looking to join a company that’s transforming the financial landscape and empowering Canadians to achieve their financial aspirations, we invite you to explore career opportunities at Borrowell. Together, we can help Canadians feel confident about money.
About the Role:
As a Software Developer on Borrowell’s Engineering team, you will design, develop, optimize, test, and maintain application code for our in-house web and mobile products. You will ensure that software meets both the technical and business requirements that guided its design.
We are currently hiring for multiple positions across our specialized engineering pods. By applying to this general posting, you will be considered for all open roles. Depending on your background, interests, and performance during our coding challenge, we will tailor your interview path toward one of the following teams:
- Frontend Platform: Focused on architecting our universal codebase and acting as a technical force multiplier for the engineering organization. You’ll work with React, React Native, and our monorepo infrastructure to build foundational core libraries that empower product teams to ship cross-platform features.
- Backend Platform: Focused on our core business systems, security, and scalability. You will work on microservices architecture, event-driven systems, and critical infrastructure projects like identity management (Auth0).
- Product Development Pods: Embedded within cross-functional teams (Product, Design, QA), you’ll work on building and maintaining products from the ground up, directly impacting the lives of over 4 million Borrowell members.
- Technical Versatility: Working experience building scalable web applications on the cloud, preferably within a microservices architecture.
- Core Stack: Knowledge of modern JavaScript front-end frameworks (we primarily use React, React Native, and TypeScript) OR a strong foundation in backend development (our backend is .NET 10 on Azure).
- Database Proficiency: Demonstrated proficiency with SQL and NoSQL databases.
- Growth Mindset: A large chunk of your time will be spent experimenting and building new products from scratch rather than just maintaining old code.
Nice to Have:
- Knowledge of Microsoft Azure.
- Experience with Next.js or headless CMS platforms (e.g., Contentful).
- Turborepo knowledge.
- Experience in fast-paced Fintech or startup environments.
Our Engineering Team Values
- We work well as a team and collaborate always!
- We are humble and open to each others' ideas and opinions
- We are not afraid of making mistakes and we are always learning
- We are persistent about solving problems we are facing
- Change is good and welcomed
- We are always willing to take on new challenges
- We are not afraid to say, "I don't know," or, "I need help"
- We take ownership over our platform and the work that we deliver
- We communicate clearly to ensure we collaborate well
- We find the simplest solutions possible for the hardest problems
The Interview Process
We believe in fast, lean, and efficient processes and that trickles into every aspect of our work, including hiring. That means we don't think you need to jump through 8 hoops to land the role. Interviewing for this role is typically done in 4 steps:
- A phone call with a recruiter
- A technical coding challenge and discussion that is grounded in being practical, realistic, and open book - we're trying to understand your skills holistically, not trying to see how much you can memorize algorithms
- A systems design conversation that dives deeper into your experience building scalable systems
- A conversation with a senior leader
That's it! After each step, we will follow up within the week.