Sr State Product Analyst - Personal Lines

Job Description

• This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Sr State Product Analyst – Personal Lines in the United States. This role sits at the core of state-level insurance performance analysis, supporting strategic decisions that directly influence profitability, pricing, and product competitiveness. You will work closely with State Product Managers to interpret financial results, monitor market trends, and generate data-driven recommendations that shape business strategy. The position requires strong analytical thinking and the ability to translate complex datasets into clear, actionable insights. Operating in a highly collaborative environment, you will contribute to rate reviews, forecasting, and competitive analysis across multiple states. Your work will help ensure products remain competitive, compliant, and aligned with enterprise financial goals. This is a highly impactful role for someone who enjoys combining deep analysis with business strategy in the insurance sector.
• Accountabilities You will provide advanced analytical support to State Product Management, helping drive financial performance, pricing decisions, and market competitiveness through data-driven insights. Perform in-depth analysis of financial, pricing, and performance data to support state-level strategy and decision-making. Support rate revision processes, including analysis preparation, documentation, and participation in review meetings. Analyze monthly P&L statements and performance reports to identify trends, variances, and root causes. Monitor key performance indicators such as growth, loss ratio, retention, quoting activity, and conversion rates. Review competitor filings and market intelligence to identify opportunities and risks. Support forecasting and planning cycles, including quarterly state performance reviews. Collaborate with cross-functional teams to implement state strategies and ensure execution alignment. Communicate findings and recommendations clearly to State Managers and stakeholders. Handle ad hoc analytical requests and support ongoing business needs with timely insights. Requirements You bring strong analytical capability, insurance knowledge, and the ability to interpret complex data into meaningful business recommendations. Bachelor’s degree in insurance, economics, finance, mathematics, business, or related field preferred. Approximately 3 years of experience in property & casualty insurance or a related analytical role. Strong understanding of insurance fundamentals, pricing concepts, and performance measurement techniques. Proven ability to analyze data, identify trends, and develop actionable recommendations. Experience with Microsoft Office and analytical tools for reporting and data interpretation. Strong communication skills with the ability to present complex findings clearly. Ability to manage priorities, work independently, and deliver high-quality outputs under deadlines. Exposure to CPCU, actuarial exams, or other insurance designations is a plus. Benefits Comprehensive medical, dental, and vision coverage Life insurance, short-term and long-term disability coverage 401(k) with company match and company-paid pension plan Minimum 18 days of paid time off plus holidays and additional paid leave programs Stable corporate environment with strong focus on data-driven decision-making Professional growth opportunities within state product and insurance analytics Inclusive workplace culture committed to equity, collaboration, and development Competitive salary range aligned with experience and location
• How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Why Apply Through Jobgether? Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1
• We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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